If you pay attention to a few important points when buying a property we buy home, it makes your life easier. We have summarized the most helpful tips for you.
Tip 1: Location of the property
You can adjust the interior of your apartment or house at any time, but this does not apply to their location. Therefore, make sure that the location of your property fits your needs and your lifestyle. Is a quiet location in the countryside important to you or do you prefer the fast city life? What about the sunshine in the apartment? Anyone who is aware of these questions has laid the foundation for the successful search for a flat.
Tip 2: Neighbors and property management
Inform yourself when buying a property about the neighbors. The same applies to the property management: If possible, make an impression of whether the property management is working professionally.
Tip 3: With cheaper financing more money for the establishment
It pays to make a comparison of different mortgage providers when financing the apartment . Since a mortgage is usually a large amount, even small differences in mortgage rates can decide whether you are overpaying thousands of francs over the years. Money that you could invest in the interior of your home instead.
Tip 4: Price of the apartment or the house
For objects that are still being built, you should be careful about the package price promise. The exact, endowment of an apartment is rarely defined from the beginning to the last detail, and changes can quickly make the project significantly more expensive. It is also important that you define the framework of your mortgage with your financing partner. With professional, independent advice you can find the cheapest mortgage rates and also find out if the purchase price corresponds to the market. With a mortgage calculator, you will also learn immediately whether you can afford your dream apartment or your dream home.
Tip 5: Pay attention to the reputation of the construction company or the general contractor when buying
It often happens that in the case of a new building, advance payments are due even before the completion of the project. Thus, the construction company or the general contractor partially transfers the business risk to the customers. In order to ensure that this money is not used for any other purpose and the financing of the project is given at all times, it is worth considering the creditworthiness and reputation of each company.
Tip 6: Let’s explain the contract
As with all contracts also applies to a works or purchase contract: Read this carefully and let yourself be asked questions by a specialist (lawyer, notary, construction specialist). Do not sign the contract unless all content is clear to you.
Tip 7: Restrict deviations
If the apartment is still being built, the seller often insists that slight deviations in the design must be accepted by the customer. If you have any such demands, be sure to ask and limit possible deviations. In case of doubt, consult a specialist to check whether the entrepreneur’s requirements are even permissible.
Tip 8: Services must be precisely defined
In general, you must make sure that appointments, costs and services are described and defined in detail. Make sure that documents and brochures that describe the apartment are part of the contract. The more precisely all aspects are defined, the less scope there is that can be exploited to your detriment.
Tip 9: Quality in interior design is worthwhile
In order to keep the value of the apartment as high as possible in the long term, it is worthwhile to set high quality in interior design. High-quality materials and timeless colors pay off in a later sale of the apartment. Especially investments in good sound insulation are always worthwhile.
Tip 10: Deal with defects after purchase
If you discover structural defects in your new apartment or in your new house, you should absolutely hold this photographically and send the complaint immediately by registered letter to the responsible entrepreneur or craftsman. It always helps if you set a deadline to remedy the deficiency to put pressure. You can also threaten a remedy of the defect by a third party at the expense of the entrepreneur.